Pregnancy and Maternity

If you are pregnant, please consult a gynecologist. The doctor will determine your pregnancy, the expected date of birth and guides you through the pregnancy. Accredited gynecologists in Baden-Württemberg can be found at the following homepage:
www.arztsuche-bw.de

If you live in another federal state, you can search for accredited doctors here:
www.kbv.de/html/arztsuche.php

In addition to your doctor, you can also be supported by a midwife. To find a midwife, you can ask your gynecologist, the hospital where the delivery is planned or take a look on the following homepages:
www.hebammenliste-dadi.de/listen
www.die-geburtsklinik.de/hebammen/

Usually you don’t have to pay a bill from the doctor or hospital in advance. Contract partners bill the BKK MTU directly. Often additional treatments are offered by the doctor, which you must pay by yourself. If you receive a private invoice, we can check if a refund is possible. The medical care and midwife assistance include for example:

Medical care

• Identification and monitoring of high-risk pregnancies
• Ultrasound diagnostics (three ultrasounds can be paid by your health insurance card)
• Laboratory diagnostics to exclude infectious diseases, o e. g. examination for rubella, Hepatitis B or HIV
• Examination and consultation after birth

Midwife assistance

• Support during pregnancy
• Birth assistance
• Support for woman in the first week after birth
• Advice on breastfeeding problems
• Birth preparation course
• Post-natal gymnastics

Hospital
For women who are at the hospital for childbirth, all medical necessary services are covered by your health insurance card and no co-payments are required.

Please note that if you choose additional services such as a single room or chief physician treatment at the hospital, you will receive a private invoice. These services are not reimbursable by BKK MTU.

Unfortunately we are not automatically informed about your pregnancy. For employees the doctor will certify the expected date of birth for the employer. It´s important to make sure, that the BKK MTU will receive a copy of this to send you all information about benefits while pregnancy, just in time. We need the certificate to calculate your maternity leave and maternity allowance.

To provide financial security for pregnant women, insured women in an employment receive maternity allowance. Even if you get “Arbeitslosengeld I/ unemployment benefit I”, you can receive maternity allowance.

More related info:
www.arbeitsagentur.de/en/financial-support

Maternity allowance will be paid regularly for 6 weeks before the expected date of birth and 8 weeks after the birth (in the event of multiple, premature birth or the birth of a disabled child, the allowance will be paid for 12 weeks after the birth).

Within maternity leave you will receive up to 13 € every calendar day. Your employer will pay the difference to your net salary.

As soon as you receive the certificate of the expected date of birth please send a copy to your BKK MTU and your employer. We will automatically send you the application for maternity allowance 7 weeks before the expecting date of birth. We will also contact your employer to calculate the maternity allowance. As soon as we have received all documents you will receive the payment for the first 6 weeks.

Please send us the certificate of birth as soon as possible after childbirth. Afterwards you will receive the payment for the 8 or 12 weeks after birth (see the explanation above). We will also send you a certificate for the “Elterngeldstelle/ parent allowance office”. You need this certificate for applying to the parent allowance.

“Parent allowance” is paid by the “Parent allowance office”. Which office is responsible for you, depends on the federal state and town you are living in. You can find the right office at the following homepage:
www.elterngeld.net/elterngeldstellen.html

You must inform your employer about the planed “parantal leave”. The employer must approve it.